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Buy to Let… just got bigger

first_imgHome » News » Buy to Let… just got bigger previous nextProducts & ServicesBuy to Let… just got biggerCoventry Building Society offers BTL mortgages for £1.5m padsSheila Manchester28th May 20190782 Views Negativity abounds in certain areas of the lettings market as the tenant fee ban comes into force in a few days time, but lenders in the Buy to Let mortgage arena either haven’t heard about the ban or they don’t think it will affect their customers.Which? Mortgages Advisers has published a report on high value mortgages for positive-thinking landlord investors.The report finds that it is possible to buy a high-value property and rent it out to anyone who can afford it, be it a household name, an international tycoon or Ariana Grande popping over from Beverley Hills for a party or two.The rents that are being asked – and presumably achieved – are eye-watering. Foxtons offer a very smart house in South Kensington for £86,667 pcm. Glentree offers a seven-bed mansion in Highgate for a rather more palatable £43,333pcmThese are not typographical errors. In fact Rightmove has 300 properties with rents over £40,000 pcm.Clearly, most of these pads won’t be owned by a buy-to-let landlord, but it makes you wonder how far a professional landlord could go. Wonder no more. Metro Bank and Bank of China both offer buy-to-let landlords maximum loans of £5m at up to 60% LTV. So a high-flying landlord could buy an £8m ‘house’ if they have £3m as a deposit.The slightly more cautious investor could snap up a Kent Reliance loans of up to £3m at 80% max LTV, meaning a landlord can buy a property worth up to £3.75m with a £750,000 deposit.Which? Has just added a handy table (below) which shows the maximum loan policies operated by lenders at popular LTVs, along with the most expensive property price a confident landlord could theoretically purchase.Glentree mortgages mortgage lending buy-to-let Sheila Manchester Coventry Building Society Which? May 28, 2019The NegotiatorWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021last_img read more

GDEB Nabs Submarine Planing Services Deal

first_imgThe U.S. Navy has awarded General Dynamics Electric Boat an $18.2 million contract modification to perform reactor-plant planning yard services for nuclear submarines and supportyard services for moored training ships. Electric Boat is a wholly owned subsidiary of General Dynamics.Initially awarded in November 2011, the contract has a potential cumulative value of $121.2 million through 2016 if all options are exercised. Most of the work will be performed in Groton, with the remainder taking place in Charleston, S.C., where the moored training ships are based.The submarine North Dakota is the 11th ship of the Virginia class, the first U.S. Navy combatants designed for the post-Cold War era. Unobtrusive, non-provocative and connected with land, air, sea and space-based assets, North Dakota and the other Virginia-class submarines are equipped to wage multi-dimensional warfare around the globe, providing the Navy with continued dominance in coastal waters or the open ocean.This work will engage Electric Boat’s engineering and design organization, which comprises more than 4,000 employees. Possessing proven technical capabilities, these employees work on all facets of the submarine lifecycle from concept formulation and design through construction, maintenance and modernization, and eventually to inactivation and disposal.[mappress]Press Release, November 6, 2013 Share this article November 6, 2013 GDEB Nabs Submarine Planing Services Dealcenter_img Back to overview,Home naval-today GDEB Nabs Submarine Planing Services Deal Industry newslast_img read more

Christ Church dean exonerated after safeguarding allegations

first_img“Our thoughts are with all survivors of abuse. If anyone affected by this news requires support, they should contact the police or the relevant safeguarding authority.” The Dean of Christ Church has been exonerated by the Church of England after investigation into claims that he mishandled sexual assault allegations at the college. The Bishop of Oxford states: “I welcome the news that the investigation by the National Safeguarding Team (NST) has concluded and that Martyn is exonerated. The investigation process was not without pain, and could have been concluded more quickly, but it is entirely right that allegations against clergy and church officers are properly investigated when they are made. This investigation brings full closure to the matter put before the NST, though these continue to be testing times for all at Christ Church. My prayers remain with Martyn and Emma, the Chapter and wider College at the start of this new academic year.” Christ Church states that they will “be reviewing the NST’s findings with regard to Christ Church’s safeguarding responsibilities.” Martyn Percy has tweeted: “Thank you to everyone for their support and prayers. It is good to have a line firmly drawn under this.” “Safeguarding is of the utmost importance at Christ Church, and it is our obligation to report such concerns appropriately. After a query from a national newspaper regarding a serious sexual assault, an independent QC advised that a referral should be made to the Church of England as the handling of such disclosures fell within its jurisdiction. It is vital that everyone has the confidence to report safeguarding concerns. We will be reviewing the NST’s findings with regard to Christ Church’s safeguarding responsibilities.  As I have said before, theNST has no view about, and is not involved in, the wider issues relating to theCollege and the Dean at Christ Church, Oxford and this remains the case.” The Guardian reports that Percy’s supporters label Christ Church’s referral of allegations to the NST as part of a ‘black ops campaign’ to discredit him. In March, allegations were made that the dean, Martyn Percy, had not fulfilled his safeguarding responsibilities in handling four separate disclosures made by survivors of sexual assault. These claims were brought by the college to the Church of England, as an independent QC advised that this fell under the Church’s jurisdiction. center_img “I am aware this has been avery difficult time for all parties, particularly Martyn and his family, and Iwould like to thank everyone for their cooperation. There will of course belessons to learn about the processes, as there are with any safeguarding case,and that is an essential part of our guidance to make the Church a safer placefor all. We welcome the Dean’s commitment to taking part in this. Now theinvestigation has concluded and the Dean has been exonerated of thesesafeguarding allegations, the NST’s involvement has come to an end. I continueto pray for his ministry and the life of the Cathedral and its mission in thediocese and wider Church.” The investigation conducted by the National Safeguarding Team (NST) of the Church concludes that the Dean “acted entirely appropriately” in each case. Image credit to Bernard Gagnon. The full Christ Church statement reads: “The Church of England’s National Safeguarding Team has announced the outcome of its independent investigation into the handling of four disclosures to the Dean of Christ Church, made by survivors of sexual assault. The NST has now informed Christ Church that its report concludes there has been no breach of the Church of England’s protocols. CW: Sexual assault Jonathon Gibbs, the Bishop of Huddersfield and the Church’s lead safeguarding bishop, said: “An independent investigation into allegations that the Dean, Martyn Percy, failed to fulfil his safeguarding responsibilities has concluded the Dean acted entirely appropriately in each case. The National Safeguarding Team, NST, followed the House of Bishops guidance when the four separate allegations were referred earlier in the year relating to the Dean, a senior office holder. At no point was there any allegation or evidence that the Dean presented a direct risk to any child or vulnerable adult. This investigation report comes amid an ongoing dispute at Christ Church over Percy’s position. The dean was suspended in 2018, reportedly after conflict over pay, and he was reinstated after an internal tribunal in August last year. The Charity Commission ordered the two sides of the dispute to enter into a mediation process in June after academics called again for the dean to be dismissed. last_img read more


first_imgWednesday,October 25thMeeting6:00 PMVanderburgh County Democrat Club MeetingLocation: FOP – 801 Court Street – Evansville, IN Wednesday,December 27thMeeting6:00 PMVanderburgh County Democrat Club MeetingLocation: FOP – 801 Court Street – Evansville, IN Wednesday,August 30thMeeting6:00 PMVanderburgh County Democrat Club MeetingLocation: FOP – 801 Court Street – Evansville, IN Wednesday,November 29thMeeting6:00 PMVanderburgh County Democrat Club MeetingLocation: FOP – 801 Court Street – Evansville, IN Wednesday,September 27thMeeting6:00 PMVanderburgh County Democrat Club MeetingLocation: FOP – 801 Court Street – Evansville, IN Wednesday,July 26thMeeting6:00 PMVanderburgh County Democrat Club MeetingLocation: FOP – 801 Court Street – Evansville, IN Wednesday,June 28thMeeting6:00 PMVanderburgh County Democrat Club MeetingLocation: FOP – 801 Court Street – Evansville, IN Wednesday,July 12thGolf Scramble11:00 AM EST8th District Democratic Committee Golf ScrambleLocation: Geneva Hill Golf Course – 13446 South Geneva Hills Road – Clinton, INCost: $75 per golfer.  Sponsorships available.Contact: Jeff Lehman [email protected] FacebookTwitterCopy LinkEmailSharelast_img read more

Paul Simon Recruits Stephen Colbert To Help Perform “That Was Your Mother” On ‘The Late Show’ [Watch]

first_imgPaul Simon last appeared on The Late Show with Stephen Colbert back in January, when the famous singer and guitarist discussed his farewell tour and performed a pair of tunes from his beloved songbook. Simon was back at the Ed Sullivan Theater in New York City on Monday night, where he appeared on the show once again to perform a song from his hugely-successful 1986 Graceland album, “That Was Your Mother”.Simon was joined in his performance of the lively, Cajun-themed rock tune by the show’s house band, Jon Batiste and Stay Human, in addition to the show’s host, who entertainingly sat in with the musicians while playing the washboard. Simon made sure to use his time in front of the national television cameras to prove that there’s still plenty of gas left in those dancing legs of his even at the age of 77. Fans can check out the video below to watch the energizing performance from last night’s episode.Paul Simon – “That Was Your Mother” [Video: The Late Show with Stephen Colbert]Simon has kept a busy schedule since completing his “Homeward Bound” Farewell Tour with a hometown show in Queens, New York this past September. Recently it was announced that Simon would be one of the headliners at this year’s Outside Lands Music Festival in San Francisco. So much for post-touring retirement.last_img read more

Nintendo profits soar as people play games during pandemic

first_imgTOKYO (AP) — Nintendo Co. is reporting its profit for the first three fiscal quarters nearly doubled as people around the world stayed home for the pandemic and turned to playing games. The Japanese video-game maker behind the Super Mario and Pokemon franchises reported Monday that its April-December profit surged to $3.6 billion. Nintendo’s nine-month sales jumped 37% to $13 billion. Kyoto-based Nintendo’s success has come on the back of the popularity of its Switch console, as well as game software like “Animal Crossing: New Horizons.” The October-December quarter is always crucial for Nintendo because of year-end holiday shopping.last_img read more

Tickets Now Available to See Jake Gyllenhaal in Constellations on B’way

first_img Constellations Tickets are now available to see Oscar nominee Jake Gyllenhaal and Olivier winner Ruth Wilson in the American premiere of Constellations. Nick Payne’s new play will be directed by Michael Longhurst and begin performances on December 16 at MTC’s Samuel J. Friedman Theatre. Opening night is set for January 13, 2015. View Comments Constellations tells the story of one relationship with infinite possibilities. It explores the boundless potential of a first encounter, free will and friendship. The play opened at the Royal Court’s Jerwood Theatre Upstairs in 2012, directed by Longhurst, before transferring to the West End. The production will feature scenic and costume design by Tom Scutt, lighting design by Lee Curran, sound design by David McSeveney and movement direction by Lucy Cullingford. Show Closed This production ended its run on March 15, 2015 Related Showslast_img read more

ABC Sets Premiere Date for Alan Menken’s Galavant

first_imgThe much buzzed about new ABC fairytale musical comedy Galavant will premiere on January 4, 2015. As previously reported, the show comes from the minds of Alan Menken, Glenn Slater and Dan Fogelman. Check out a trailer below! Galavant is a single-camera comedy that follows a handsome prince who embarks on a quest for revenge on the king who stole his one true love. Menken, Slater and Fogelman teamed up previously for the Emmy-nominated musical episode of The Neighbors. Menken and Slater are long-term collaborators, having penned music and lyrics, respectively, for Broadway’s Leap of Faith, Sister Act and The Little Mermaid. Menken has won eight Oscars and was awarded a Tony for Newsies. View Commentslast_img read more

Beyond Tang

first_imgHe envisions a day when canned foods enjoy a new level of quality as well.“We’re talking about canned food with the quality of frozen food and a shelf life of two years or more,” he said. “And it’s not merely something for going to Mars. It would give us the ability to produce canned peaches that are just as good as fresh in terms of quality, aroma, and flavor. It’s not far away.”“Imagine the energy savings associated with storing foods at ambient instead of chilled or frozen temperatures,” said Wicker, “and the food product has as high quality as the chilled or frozen counterpart.” As the first researchers to start this kind of micro-oxygen work, they have problems to solve and new horizons to explore.“Even if we’re able to get oxygen levels down to parts per billion, we don’t yet have the instrumentation to read it,” she said. “We’re entering a brave new world in food processing.” With a grant from NASA, food scientists at the University of Georgia aim to create zero-oxygen storage foods for deep-space travel. They admit to still being a few years away from that goal, but they recently made great strides that will translate not only into improved foods for space but for Earth-bound grocery shelves, too.Essential to life, oxygen is the death knell for stored foods. It causes foods to stale, turn brown and rot. Oxygen reacts with vitamins, carbohydrates, lipids, and proteins, gradually deteriorating packaged foods’ quality, flavor, and texture. Even canned and vacuum-packed foods, which contain small amounts of oxygen, eventually oxidize. “All foods deteriorate from the time of packaging to the time they reach your table,” said Aaron Brody, an adjunct professor of food science and technology at UGA. “Whether the food is dry, wet, refrigerated, or frozen, oxygen is the bad actor.”Brody and UGA food scientist Louise Wicker, his partner on the project, hope to store foods for a minimum of five years.“The food packaging is already there, but it doesn’t do any good to have barrier packaging if you don’t have the lowest-oxygen food going into the package,” said Wicker, coordinator of UGA’s masters of food technology program. She dubbed their most recent achievement “micro-oxygen foods.” While the beer and wine industries have achieved great strides in removing oxygen from liquids, the solid food industry can make no such claim. The UGA scientists are the first to wrench so much oxygen from solid foods that it’s detectible only in parts per million.“We’ve so far achieved 30 parts per million,” said Wicker, “but we’re working toward 30 parts per billion. When that happens, we’ll call them nano-oxygen foods.”Solandre Pérez Almeida, a UGA graduate student who now works in quality assurance at the Flanders Provision Co. in Waycross, Ga., also worked on the project. Her hands were often in the oversized gloves of the low oxygen processing chamber, peeling bananas and squeezing oranges with the aim of removing as much oxygen from these fruits as possible.Pérez Almeida used liquid nitrogen to gradually purge oxygen from the chamber, where she processed the fruit under micro-oxygen conditions. Bananas and oranges were used because they are highly nutritious, but according to Wicker, they also presented great challenges in removing oxygen. Orange juice is oxygen-sensitive and it oxidizes quickly, affecting flavor. Bananas, highly perishable, also contain an enzyme, polyphenol oxidase (PPO), which, in the presence of oxygen, causes browning almost immediately. “When we saw browning on the bananas inside the chamber we suspected that PPO doesn’t follow conventional enzyme kinetics under micro-oxygen conditions, and that was confirmed by later analysis,” Wicker said. Astronauts on the International Space Station enjoy a wide variety of foods, from multi-grain Cheerios, cashews, and banana pudding cookies to broccoli au gratin and tofu with hot mustard sauce. Most astronauts are in space for six months or less, so food storage, while important, hasn’t posed major restrictions. But developing safe, high-quality foods for deep space travel—a trip to Mars that could last three to five years—is critical.“One of the more important criteria for space food is that it’s ‘Earth-like,’” said Michele Perchonok, an advanced food technologist at NASA. “Comfort foods—those we grow up with like macaroni and cheese, mashed potatoes, and chicken noodle soup—are foods the astronauts crave, especially when they’re in space for many months. The tubes and cubes of the Mercury and Gemini era just don’t meet those comfort food criteria.”Wicker agrees. “Tang is great, but it’s not orange juice,” she says. “Food is such a critical part of who we are. It’s our link to Earth.”Wicker and Brody work primarily with fruits because they are high-acid foods not given to the growth of harmful pathogens. Low-acid foods such as vegetables and meats are next on their agenda. These foods present a whole new set of food-safety challenges.“If we get enough oxygen out of these foods, anaerobic pathogenic organisms like Clostriduium botulinum, which causes the foodborne illness botulism, might start to grow,” Brody said. “But if we can simultaneously sterilize low-acid foods while removing the oxygen, we could get extraordinary results in low-acid products.”last_img read more

Kentucky Power Company Seeks a Buyer for Coal Overstock

first_img FacebookTwitterLinkedInEmailPrint分享S&P Global Market Intelligence:In a sign that some areas of the U.S. thermal coal market could still be flooded with coal, a power generator in West Virginia wants to sell its own excess supply to deal with a growing stockpile and a long-term contract with a nearby mine.Kentucky Power Co., a subsidiary of American Electric Power Co. Inc., asked the Kentucky Public Service Commission to allow the company to sell up to 200,000 tons of high-sulfur Northern Appalachia coal to unaffiliated third parties due to lower demand for power from the company’s 1,560-MW Mitchell (WV) generating station. The 200,000 tons scheduled for 2018 delivery is the Kentucky subsidiary’s share of the 400,000 tons to be sold by AEP, which also has a West Virginia subsidiary that owns part of the plant.S&P Global Market Intelligence data shows that Mitchell, which saw its first unit go into service in 1971, operated at about a 56.1% capacity factor in 2016. A recent analysis showed that as the U.S. coal fleet has contracted, many of the remaining plants were also used less. Meanwhile, relatively high levels of utility stockpiles of coal in recent months have limited room to negotiate higher coal prices. Some coal executives have predicted interyear buying could become more normal as long-sought, stable, long-term advance contracts become harder to obtain.Kentucky Power’s target level for Northern Appalachia coal is a 15 full burn-day supply, but the company’s inventory in mid-November 2017 was at 50 days of burn. With anticipation that the inventory situation is likely to stay substantially above targets in 2018 and possibly into 2019, the company wants to capitalize on independent coal brokers who occasionally approach the company to purchase coal for third parties.More ($): W.Va. power plant amassed too much coal, wants permission to sell it Kentucky Power Company Seeks a Buyer for Coal Overstocklast_img read more