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Paper Converting Company Limited ( Q32017 Interim Report

first_imgPaper Converting Company Limited ( listed on the Stock Exchange of Mauritius under the Building & Associated sector has released it’s 2017 interim results for the third quarter.For more information about Paper Converting Company Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Paper Converting Company Limited ( company page on AfricanFinancials.Document: Paper Converting Company Limited (  2017 interim results for the third quarter.Company ProfilePaper Converting Company Limited is based in Mauritius and produces and sells tissue and toilet paper internationally. The company manufactures and sells its product under the brand of toilet and tissue paper ‘Kleenex’ under license from Kimberly Clark Corp of USA. Paper Converting Company Limited is listed on the Stock Exchange of Mauritius.last_img read more

1 trust to buy now as investors rotate into recovery stocks

first_img1 trust to buy now as investors rotate into recovery stocks Is the post-Covid-19 reopening theme causing too many investors to bet on recovery stocks? I’d consider this investment trust instead.One investment theme is to bet on shares of companies with recovery potential that could flourish as the pandemic fades. And the strategy looks like a potential winner given the progress we are seeing in parts of the world with vaccines. But is it too obvious? Former hedge fund manager and CNBC presenter Jim Cramer was one voice sounding a warning recently.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Covid-damaged businesses aren’t the only shares to buy nowCramer pointed out that many stocks have risen a long way from the lows of last spring. And I reckon much of the movement has been driven by the tendency of the markets to look ahead. There’s a good chance many shares might have already factored in the progress we’ve seen in the fight against coronavirus. Cramer reckons the vaccine situation is fluid and the world’s path out of lockdowns and other Covid-induced constraints could still be long and tortuous.If investors are dumping shares in some companies to rotate into stocks they see as Covid recovery plays, the tactic could end up looking like a mass attempt to time the market. And market timing is tricky. There’s often much that could happen to make life difficult for market-timing investors.So, instead of investing only in lockdown and reopening themes, Cramer suggested investing in great companies with good management. He reckons well-run, “best-of-breed” companies often have the ability to adapt to anything, “including the long-awaited conclusion of the worst pandemic in decades.“And that message chimes with advice we hear from other well-known successful investors such as Warren Buffett and Terry Smith. For example, the Smithson Investment Trust (LSE: SSON) (run by Fundsmith LLP and headed by Terry Smith) aims for a portfolio of resilient businesses with excellent performance potential.Demanding selection criteriaFundsmith aims to be a long-term investor and applies various quality and value criteria to stock selection. It looks for high-quality businesses that can maintain a high return on operating capital employed. And such businesses often have advantages that are difficult for competitors to replicate.Fundsmith wants to invest in companies that don’t need high borrowings to generate returns. And it looks for those that can grow by reinvesting cash flows into the underlying businesses for a high return. On top of that, the fund manager insists on firms that are resilient to change such as technology innovation.Once those criteria have been satisfied, Fundsmith aims to buy shares at a valuation that makes sense of a long-term investment. And to be fair, few stocks qualify against such high standards.  But two London-listed shares are among the top 10 holdings in the Smithson Investment Trust — Fevertree Drinks and Rightmove. And I’m tempted to run the calculator over those two companies now with a view to buying some shares for my own portfolio. I’m also tempted to simply buy shares in Smithson Investment Trust.However, I’d do my own thorough research before buying. And I’d bear in mind that those stocks and the trust itself could underperform or even fall in value, despite Fundsmith liking the stocks in the fund and the businesses passing some of the fund manager’s selection criteria. See all posts by Kevin Godbold Kevin Godbold has no position in any share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images. Kevin Godbold | Thursday, 4th February, 2021 | More on: SSON center_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Enter Your Email Addresslast_img read more

Saracens second row moving to Saints temporarily as new deal is confirmed

first_imgThursday May 28, 2020 Saracens second row moving to Saints temporarily as new deal is confirmed Northampton Saints can today announce that England lock Nick Isiekwe will join the Club on a year-long loan deal.ADVERTISEMENTThe 22-year-old arrives at Franklin’s Gardens from Saracens, where he came through the Academy and made his debut back in 2016, before earning his first international cap less than a year later on the Red Rose’s tour of Argentina.Isiekwe, who is also capable of playing in the back row, has already built up considerable experience at the highest level of club rugby despite his young age.The 6’7”, 119kg forward already has over 50 Gallagher Premiership appearances under his belt for Saracens, as well as appearing in the 2019 Heineken Champions Cup final, and Saints Director of Rugby Chris Boyd is looking forward to seeing what he can accomplish in Black, Green and Gold.“We’re very excited to bring in Nick for a year at Franklin’s Gardens,” he said. “We had a unique opportunity to welcome one of the rising stars of English rugby to our group.“Nick will add competition across both the engine room and the back row, complimenting the quality group of players we already have in those areas and adding balance.“He is still a young player but will bring significant Premiership, European and Test experience, as well as some real power, to our pack.ADVERTISEMENT“Having spoken to Nick on numerous occasions now, I know that he’ll be 100% committed to the Club and completely immerse himself on our culture. I’m sure he’ll savour his time here, enjoy his rugby and be welcomed by Northampton’s supporters.“Not only will he add value to our squad, but I hope we can help him improve and reach his goal of playing regular international rugby.” Posted By: rugbydump Share Send Thanks Sorry there has been an error News Related Articles 25 WEEKS AGO Exeter vs Toulouse is off as a number of… 25 WEEKS AGO Danny Cipriani leaves Gloucester with immediate… 25 WEEKS AGO ‘Aphiwe can’t believe it. We were starting… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsDoctors Stunned: This Removes Wrinkles Like Crazy! (Try Tonight)Smart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living10 Types of Women You Should Never MarryNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

“A Brother, a Sister” House Renovation / Bongiana Architetture

first_imgCopyHouses, Restoration, Renovation•Ponte di Brenta, Italy Pietro Bongiana, Silvia Codato Houses Year:  Area:  455 m² Year Completion year of this architecture project ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Projects CopyAbout this officeBongiana ArchitettureOfficeFollowProductsConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentRestorationRenovationOn FacebookPonte di BrentaItalyPublished on December 21, 2020Cite: “”A Brother, a Sister” House Renovation / Bongiana Architetture” 21 Dec 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogSinkshansgroheBathroom Mixers – LogisVinyl Walls3MExterior Vinyl Finish – DI-NOC™ StonePartitionsSkyfoldWhere to Increase Flexibility in SchoolsTiles / Mosaic / GresiteCupa PizarrasVentilated Facade – CUPACLAD UprightGlassLAMILUXGlass Roof PR60ConcreteKrytonCrystalline Waterproofing – KIMSkylightsVELUX CommercialAtrium Longlight Skylights in ExperimentariumMetal PanelsLorin IndustriesAnodized Aluminum – Copper FinishesStonesFranken-SchotterWall Covering & CladdingWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusSwingsStudio StirlingHanging Chair – BasketWallcovering / CladdingArrigoni WoodsWood Cladding – AcousticMore products »Save想阅读文章的中文版本吗?意大利乡村旧屋改造 / Bongiana Architetture是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Photographs Architects: Bongiana Architetture Area Area of this architecture project 2019 ArchDaily “COPY” Lead Architects: ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Manufacturers: Arteferro, Marta Quinto, Wanda Buosi Italy “A Brother, a Sister” House Renovation / Bongiana ArchitettureSave this projectSave”A Brother, a Sister” House Renovation / Bongiana Architetture Save this picture!© Andrea Anoni+ 32Curated by Paula Pintos Share City:Ponte di BrentaCountry:ItalyMore SpecsLess SpecsSave this picture!© Andrea AnoniRecommended ProductsStonesFranken-SchotterFlooring and Wall Tiles – Dietfurt LimestoneStonesCosentinoSurfaces – Prexury®WindowsAir-LuxSliding Window – CurvedDoorsRabel Aluminium SystemsMinimal Sliding Door – Rabel 62 Slim Super ThermalText description provided by the architects. A brother, a sister. It’s a house with no qualities, especially it is a house but not really at all.Save this picture!© Andrea AnoniIt’s a restoration project of an old house situated around Padua, in the Italian countryside. It’s a space for human relations, for living together at the weekends, for parties, for the bbq, or vegetable gardens, for memories and family celebrations.Save this picture!© Andrea AnoniSave this picture!Ground floor planSave this picture!© Andrea AnoniThe project set up the two familiar unities, around the exterior side, a traditional space called “Aia”, that was well-known as a collective space for farmer’s works and family playground at the same time. The two unities, both strongly featured in a brutalism approach, share this space, keeping, at the same time, the privacy they need.Save this picture!© Andrea AnoniSave this picture!© Andrea AnoniThe dwelling is emptied, keeping the naked structure, for having two double-height environments. We design some frugal object, just like some iron lamps and a concrete kitchen, to try to keep alive the sobriety and the simplicity of the existing building, even if with new freedom.Save this picture!© Andrea AnoniProject gallerySee allShow lessMiralles Tagliabue EMBT Wins Competition to Renovate ‘Century Square’ on East Nanjin…Architecture NewsCHYBIK + KRISTOF Redesign Brutalist Bus Terminal in the Czech RepublicArchitecture News Share “COPY” “A Brother, a Sister” House Renovation / Bongiana Architetture Photographs:  Andrea Anoni Manufacturers Brands with products used in this architecture project last_img read more

Getting paid to donate: a new approach to fundraising?

first_imgGAIN is a division of ChariTax Limited, a firm specialising in tax-efficient giving. It provides a Gift Aid Recovery and Consultancy Service and provides all aspects of Gift Aid, from simple advice on appeal forms and Gift Aid declarations, through to complete Gift Aid recovery services. GAIN is a success based service: its fees are based on the Gift Aid it recovers so there is no risk, and charities pay only on results. Barry Gower will be presenting on this subject tomorrow at CHASE 2005.  19 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Barry Gower, Managing Director of Gift Aid recovery and consultancy service GAIN, argues that donors could benefit financially from giving and that fundraisers should be exploiting this opportunity.Almost everything has time when it is reversed – ‘black’ is the new white, ‘bad’ became the standard for good, torn clothing is the height of fashion, and Dixons made a fortune by giving away Internet connections for free. Perhaps now is the time for charities and fundraisers to follow this strategy and adopt as their new mantra ‘Get Giving’.Sure, ‘Get Giving’ follows the general philosophies of government and fundraisers, and exhorts donors to give and to develop a culture and a habit of giving. And this has had some amazing results, particularly with the appeals and the fundraising activities for the recent Asia Tsunami disaster. Advertisement Tagged with: Giving/Philanthropy Howard Lake | 15 February 2005 | News But how about the reverse? What if the ‘Get’ did not mean start (as applicable to the fundraisers) but meant receive and was applied to the donors? Could there really be a situation where the donor actually benefited in real terms by making a donation to charity? This would be the epitome of a win-win situation, and should be a fundraiser’s dream.This is not a dream – it is reality. One example is Ted Turner’s donation of $1 billion of stock. “Turner, or at least his heirs, could end up $100 million richer because he’s giving a billion away” (see ). By understanding the tax laws and by applying them to all available situations, charities and individuals can both benefit tremendously. However, like the lottery, you can’t win unless you take a ticket. Your donors cannot “get by giving” unless they understand exactly how this works. The best people to explain this is you, the fundraisers. The bottom line is that if you, as fundraisers, are not using the tools of tax-efficient giving, particularly specific tax relief, as a real marketing tool you are only doing half a job. Tax-efficient giving with all the vast range of applications and financial breaks is something that really only happens once in a lifetime. Use it, stay ahead of the game and “Get Giving.”Barry GowerManaging DirectorGAIN Getting paid to donate: a new approach to fundraising? About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving.last_img read more

133 cities to take part in this week’s Twestival Local

first_img“I have encouraged cities to find a local charity to support and establish fundraising goals directly related to a project so we can use social media to show people exactly where their money is going. More than ever, causes need our support and by tapping into our network online and off we’ve been able to offer a talent pool to help with websites, free consultancy and in most cases a little Twitter training.”Global partners across all countries for Twestival are Amiando, Citrix Online, Blurb and Tagged with: Digital Events Twitter  38 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Twestival, the volunteer-run global fundraising events put together by users of Twitter, returns this week with 1,500 volunteers planning events in 133 cities with the aim of raising $400,000.The first Twestival in February 2009 raised $250,000 for the US nonprofit charity:water. This week’s event is different: dubbed ‘Twestival Local’ it will raise funds for a wide range of local causes nominated by the volunteer organisers.Global organiser Amanda Rose said: “It is incredible to see how an idea to bring people offline to meet, combined with a cause has developed around the word so quickly. Advertisement Howard Lake | 7 September 2009 | Newscenter_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis 133 cities to take part in this week’s Twestival Local About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving.last_img read more

One RSF member and a journalist arrested by police in London

first_img A group of around ten RSF activists demonstrated at the Zimbabwe tourist office in London on the president‚s 78th birthday to urge him to restore press freedom to his country. The demonstrators plastered the tourist office windows with posters showing an effigy of the president bearing the words, President Mugabe: Enemy of Press Freedom. February 21, 2002 – Updated on January 20, 2016 One RSF member and a journalist arrested by police in London Follow the news on Central African Republic CAR policeman who shot reporter must be punished, RSF says Central African RepublicAfrica Organisation News RSF_en RSF decries arbitrary blocking of two CAR news websites News Mr Mugabe is on Reporters Without Borders’ list of the world’s worst “predators” of press freedom. Zimbabwe is one of the most repressive countries on the African continent as far as press freedom is concerned. Since January 2001, close to thirty journalists were arrested, many of them were threatened or assaulted, three foreign reporters were expelled from the country and the correspondent for a British daily, fearing reprisal, have fled Zimbabwe. April 6, 2021 Find out more Receive email alerts Central African RepublicAfrica May 13, 2020 Find out more After a half-hour demonstration one member of Reporters Sans Frontieres (Reporters Without Borders – RSF) , Jean-Francois Julliard, Africa research desk head at the international headquarters in Paris and Tim Gopsill, editor of the monthly newspaper of the National Union of Journalists (NUJ), The Journalist, were arrested. Six years on, same unanswered questions about French journalist’s death in CAR A group of around ten RSF activists demonstrated at the Zimbabwe tourist office in London on the president‚s 78th birthday to urge him to restore press freedom to his country. After a half-hour demonstration one member of RSF and Tim Gopsill, editor of the monthly newspaper of the National Union of Journalists (NUJ), The Journalist, were arrested. News News to go further Help by sharing this information December 13, 2019 Find out morelast_img read more

Open Studios Tour Opens Artists’ Application Period This Week

first_img Name (required)  Mail (required) (not be published)  Website  Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday The Altadena-Pasadena Open Studios Tour has just opened the application process for artists to be able to join the June tour this year.During Open Studios Tour, artists within the Altadena area and part of Pasadena open up their work place for the public to see them at work and view their art, which are also available for purchase. The Tour is self-guided and visitors can just pick up a guide at the Altadena Library and select which sites to visit and what art types interest them the most.The application deadline for artists to register for the juried event is on Sunday, March All visual artists 18 and over can apply to participate. Artists may host the event in their own home or studio if within the location boundaries, which is all of Altadena, and the areas of Pasadena between the 210 Freeway on the West and South, and Altadena Drive on the East.Artists don’t even have to reside in the location boundaries to be eligible to join the event. During past Open Studio Tour events, many hosts have invited artists from other places to share their home, studio, or space.Artists may also choose to show in another location on the tour with mutual consent. Open Studios will help place you if needed.During the Tour, artists conduct their own sales and there are no commission fees. They can also choose how to best showcase their art. In past Tours, some studios had live music, demonstrations, and other fun events.The Open Studios Tour started in 2004 when Mary Gothard, an Altadena-based textile artist and photographer, and her husband Patrick, a prolific painter, opened up their home studio to the public as a way to promote their art. Pleased with the result, they continued to open up their studio twice a year and invited other artists to show.Gothard says the current version of Open Studios, launched in December 2013, was born in discussions with co-founder Ginkgo Lee, a local ceramicist and graphic designer. They wanted to make the event bigger, to attract more people and more participating artists.“When we first started it, it was to introduce artists to the community where we all work and play,” Gothard said. “That way neighbors can know neighbors, friends can know friends, and artists can get together with like-minded folks.”“The whole project came out at the inspiration of Patrick’s studio, to make it a party,” Ginko Lee said. “You have food, conversation, something delicious on the stovetop. The visitor doesn’t feel like they’re in a strict environment – it’s not about ‘hush, hush,’ they’re not afraid to ask questions.”In December 2016, 23 locations hosted a total of 53 artists during the Open Studios Tour, which was voted Altadena’s 2016 Business of the Year by the Altadena Chamber of Commerce.Open Studio’s mission is to create a good experience for the artist as well as the public: the artist’s fee is $100 per show, but can be reduced to $50 if they volunteer during the show.“We don’t turn artists away if they can’t pay,” Gothard said. “We work it out, we get sponsorships, and people are more and more interested in advertising in the brochure.”Open Studios hosted booths at the Altadena Guild’s 2016 Home Tour and the National Night Out, and are looking to participate in more community events. It has applied for a 501(c)3 designation, and once that comes through, they will start community-oriented arts programs, Gothard said.This year, the summer Open Studios Tour is on June 3 and 4. All types of visual art, from assemblages to ceramics, crafts to jewelry, mixed media to digital media, or painting to photography, are welcome.Interested artists can find more information and apply online through Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Your email address will not be published. Required fields are marked * Make a comment faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Donald CommunityPCC- COMMUNITYVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Subscribe 10 recommended0 commentsShareShareTweetSharePin it Herbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeautyHerbeautyWomen Love These Great Tips To Making Your Teeth Look WhiterHerbeautyHerbeautyHerbeauty6 Fashion Trends You Should Never Try And 6 You’ll LoveHerbeautyHerbeautyHerbeautyTips From A Professional Stylist On How To Look Stunning In 2020HerbeautyHerbeautyHerbeauty8 Easy Exotic Meals Anyone Can MakeHerbeautyHerbeautyHerbeauty7 Tips To Rejuvenate Winter Dry, Chapped LipsHerbeautyHerbeauty Business Newscenter_img Community News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Top of the News Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Community News Open Studios Tour Opens Artists’ Application Period This Week From STAFF REPORTS Published on Tuesday, February 28, 2017 | 2:02 pm First Heatwave Expected Next Week Community News EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS More Cool Stufflast_img read more

Mortgage Delinquency in November Reaches the Lowest Level Since March, CoreLogic Reports

first_img Facebook TAGS  Twitter WhatsApp Previous articleWashington Federal, Inc. Commences a Modified Dutch Auction Tender Offer to Repurchase up to $290 Million of its Common StockNext articleuShip Names Technology Veteran Parimala Rao as CTO Digital AIM Web Support Pinterest WhatsApp IRVINE, Calif.–(BUSINESS WIRE)–Feb 9, 2021– CoreLogic ® (NYSE: CLGX), a leading global property information, analytics and data-enabled solutions provider, today released its monthly Loan Performance Insights Report for November 2020. On a national level, 5.9% of mortgages were in some stage of delinquency (30 days or more past due, including those in foreclosure), which represents a 2-percentage point increase in the overall delinquency rate compared to November 2019, when it was 3.9%. This is the lowest overall delinquency rate since an initial jump in April 2020. This press release features multimedia. View the full release here: CoreLogic National Overview of Mortgage Loan Performance, featuring November 2020 Data (Graphic: Business Wire) To gain an accurate view of the mortgage market and loan performance health, CoreLogic examines all stages of delinquency, including the share that transitions from current to 30 days past due. In November 2020, the U.S. delinquency and transition rates, and their year-over-year changes, were as follows: Early-Stage Delinquencies (30 to 59 days past due): 1.4%, down from 2% in November 2019.Adverse Delinquency (60 to 89 days past due): 0.6%, unchanged from November 2019.Serious Delinquency (90 days or more past due, including loans in foreclosure): 3.9%, up from 1.3% in November 2019. This is the lowest serious delinquency rate since June 2020, pointing to signs of increasing stabilization.Foreclosure Inventory Rate (the share of mortgages in some stage of the foreclosure process): 0.3%, down from 0.4% in November 2019.Transition Rate (the share of mortgages that transitioned from current to 30 days past due): 0.8%, down from 1% in November 2019. The unemployment rate fell from 14.8% in April to 6.7% by the end of 2020. Unfortunately, the 2020 recession has had a disparate impact on households, with those in oil and hospitality industries especially hard hit. However, the recent rebound in employment has helped some struggling homeowners begin to make payments again. “The consistent decline in serious delinquency since August is a sign of growing financial stability for families,” said Frank Martell, president and CEO of CoreLogic. “In addition to ensuring that homeowners stay in their homes, the decline in delinquency means fewer distressed sales, which is both a positive for individual households and the overall housing market.” “Urban areas hit hard by the pandemic recession or by a natural disaster experienced the largest spike in delinquency over the last year,” said Dr. Frank Nothaft, chief economist at CoreLogic. “Forbearance and loan modification helped struggling families rebuild their financial house in hard-hit places. While vaccination will mitigate the pandemic, the best cure for delinquency is income restoration through job creation.” State and Metro Takeaways: Every state logged an annual increase in overall delinquency rates in November.Hawaii (up 4.3 percentage points) and Nevada (up 4.2 percentage points) topped the list for gains.Nearly all U.S. metro areas logged an increase in overall delinquency rates in November compared with one year earlier.Odessa, Texas, experienced the largest annual increase with 9.5 percentage points, likely due to significant job loss in the oil industry.Other metro areas with significant increases included Lake Charles, Louisiana (up 9.1 percentage points); Midland, Texas (up 7.4 percentage points) and Kahului, Hawaii (up 7.2 percentage points). The next CoreLogic Loan Performance Insights Report will be released on March 9, 2021, featuring data for December 2020 and looking back on the year. For ongoing housing trends and data, visit the CoreLogic Insights Blog: Methodology The data in The CoreLogic LPI report represents foreclosure and delinquency activity reported through November 2020. The data in this report accounts for only first liens against a property and does not include secondary liens. The delinquency, transition and foreclosure rates are measured only against homes that have an outstanding mortgage. Homes without mortgage liens are not subject to foreclosure and are, therefore, excluded from the analysis. CoreLogic has approximately 75% coverage of U.S. foreclosure data. Source: CoreLogic The data provided is for use only by the primary recipient or the primary recipient’s publication or broadcast. This data may not be re-sold, republished or licensed to any other source, including publications and sources owned by the primary recipient’s parent company without prior written permission from CoreLogic. Any CoreLogic data used for publication or broadcast, in whole or in part, must be sourced as coming from CoreLogic, a data and analytics company. For use with broadcast or web content, the citation must directly accompany first reference of the data. If the data is illustrated with maps, charts, graphs or other visual elements, the CoreLogic logo must be included on screen or website. For questions, analysis or interpretation of the data, contact Valerie Sheets at [email protected] Data provided may not be modified without the prior written permission of CoreLogic. Do not use the data in any unlawful manner. This data is compiled from public records, contributory databases and proprietary analytics, and its accuracy is dependent upon these sources. About CoreLogic CoreLogic (NYSE: CLGX), the leading provider of property insights and solutions, promotes a healthy housing market and thriving communities. Through its enhanced property data solutions, services and technologies, CoreLogic enables real estate professionals, financial institutions, insurance carriers, government agencies and other housing market participants to help millions of people find, buy and protect their homes. For more information, please visit CORELOGIC and the CoreLogic logo are trademarks of CoreLogic, Inc. and/or its subsidiaries. All other trademarks are the property of their respective owners. View source version on CONTACT: Valerie Sheets CoreLogic [email protected] KEYWORD: UNITED STATES NORTH AMERICA CALIFORNIA INDUSTRY KEYWORD: PROFESSIONAL SERVICES DATA MANAGEMENT TECHNOLOGY RESIDENTIAL BUILDING & REAL ESTATE CONSTRUCTION & PROPERTY CONSULTING SOURCE: CoreLogic Copyright Business Wire 2021. PUB: 02/09/2021 08:00 AM/DISC: 02/09/2021 08:01 AM Facebook Twitter Mortgage Delinquency in November Reaches the Lowest Level Since March, CoreLogic Reports By Digital AIM Web Support – February 9, 2021 Local NewsBusiness Pinterestlast_img read more

Court told that Patsy Brogan will contest Sheebeen charges

first_img Google+ RELATED ARTICLESMORE FROM AUTHOR Court told that Patsy Brogan will contest Sheebeen charges Google+ Twitter Facebook Pinterest WhatsApp South Donegal farmer Patsy Brogan’s trial on operating a sheebeen, due to be heard today, has been further adjourned at Donegal District Court.The case is now listed for hearing at the same court on October 5Brogan has already denied at an earlier hearing that he operated a “shebeen” in a shed called the Bog Hotel attached to his home.Defence solicitor Paudge Dorrian said the 73-year-old man will be “contesting” a charge that he sold beer and spirits at the premises outside Inver, Co. Donegal, last September 25.The summons was brought on behalf of the Director of Public Prosecutions by Inspector Denis Joyce.Brogan was cleared by a court last year of running an illegal bar in his converted shed when Donegal County Council sued him for a breach of planning laws.He told that court that he doesn’t charge for drink and the judge found the converted shed was not unlike private bars in homes across the country where families shared drinks with friends. Twitter Man arrested on suspicion of drugs and criminal property offences in Derry Main Evening News, Sport and Obituaries Tuesday May 25th center_img WhatsApp Further drop in people receiving PUP in Donegal Gardai continue to investigate Kilmacrennan fire Newsx Adverts Facebook Pinterest Previous articleDonegal man concludes epic endurance challenge for charityNext articleMany in Donegal will relate to St Vincent de Paul survey findings News Highland 75 positive cases of Covid confirmed in North By News Highland – September 7, 2011 365 additional cases of Covid-19 in Republic last_img read more